# Retirement Planner

> Retirement Planner is a macOS app from Blue Plum Software Inc. for Canadian retirement income modelling, tax-aware projections, scenario comparison, Monte Carlo stress testing, and client-ready reporting.

Retirement Planner helps Canadians and Canadian financial advisors model retirement income year by year. It supports CPP, OAS, GIS, RRSP/RRIF, TFSA, pensions, investments, real estate, debt, spending phases, household planning, tax calculations, and optional AI-assisted withdrawal planning. The app requires macOS 14 Sonoma or later and is offered through Personal, Pro, and Advisor subscriptions.

Retirement Planner is a modelling tool for illustrative purposes only. Projections are estimates and do not constitute financial, tax, or investment advice.

For a single-document, full-text reference (complete feature catalog, pricing, FAQ, and glossary), see [llms-full.txt](https://theblueplum.com/mac/rp2/llms-full.txt).

## Main Pages

- [Product page](https://theblueplum.com/mac/rp2/): Product overview, App Store link, screenshots, feature details, and subscription plan summary.
- [Product facts](https://theblueplum.com/mac/rp2/#product-facts): Concise product, publisher, platform, audience, data, documentation, and disclaimer facts.
- [Homepage FAQ](https://theblueplum.com/mac/rp2/#faq): Short answers to common questions about platform support, Canadian retirement programs, data storage, and advice limitations.
- [Support and FAQ](https://theblueplum.com/mac/rp2/support.html): Support contact form, troubleshooting guidance, and user resources.
- [Press kit](https://theblueplum.com/mac/rp2/press.html): Product summary and media information for journalists, bloggers, and App Store editorial teams.
- [How-to videos](https://theblueplum.com/mac/rp2/videos.html): Short video walkthroughs of key app workflows.

## Documentation

- [User guide](https://theblueplum.com/mac/rp2/userguide/): Full Retirement Planner documentation.
- [Getting started](https://theblueplum.com/mac/rp2/userguide/docs/02-getting-started/): First-client setup and basic workflow.
- [Subscription plans](https://theblueplum.com/mac/rp2/userguide/docs/03-subscription-plans/): Plan differences and feature access.
- [Entering income sources](https://theblueplum.com/mac/rp2/userguide/docs/06-entering-income-sources/): CPP, OAS, GIS, RRSP/RRIF, TFSA, pensions, investments, real estate, and other income inputs.
- [Creating and managing strategies](https://theblueplum.com/mac/rp2/userguide/docs/07-creating-and-managing-strategies/): Scenario and strategy comparison.
- [Retirement income chart](https://theblueplum.com/mac/rp2/userguide/docs/08-the-retirement-income-chart/): Chart views, budget line, overlays, and table output.
- [Household mode](https://theblueplum.com/mac/rp2/userguide/docs/09-household-mode/): Couple and household planning.
- [Tax calculations](https://theblueplum.com/mac/rp2/userguide/docs/10-tax-calculations/): Canadian federal and provincial tax handling.
- [Automatic withdrawal adjustment](https://theblueplum.com/mac/rp2/userguide/docs/11-automatic-withdrawal-adjustment/): Withdrawal sequencing and budget-matching tools.
- [Monte Carlo stress test](https://theblueplum.com/mac/rp2/userguide/docs/12-stress-test-monte-carlo-simulation/): Stress testing retirement outcomes.
- [Client report](https://theblueplum.com/mac/rp2/userguide/docs/13-client-report/): PDF report generation.
- [Glossary](https://theblueplum.com/mac/rp2/userguide/docs/14-glossary/): Definitions of retirement planning terms used in the app.
- [Frequently asked questions](https://theblueplum.com/mac/rp2/userguide/docs/15-frequently-asked-questions/): Common usage, subscription, and planning questions.
- [Legal notices](https://theblueplum.com/mac/rp2/userguide/docs/16-legal-notices/): Disclaimers and legal information.

## Product Facts

- Product: Retirement Planner
- Publisher: Blue Plum Software Inc.
- Platform: macOS 14 Sonoma or later
- Market focus: Canada
- Category: Retirement planning software, financial planning software, Mac productivity app
- Primary audiences: Canadian individuals, couples, power users, and financial advisors
- Availability: Mac App Store
- Data posture: Client files are stored locally on the user's Mac. Online transmission occurs only for optional online features such as automatic tax updates or AI-assisted planning.